Diqq\u0259t\u0259layiq bir inki\u015fafda, Federal Ehtiyatlar \u0130dar\u0259sinin \u0130dar\u0259 Hey\u0259ti 23 fevral tarixli bir t\u0259klif elan edib ki, bank n\u0259zar\u0259ti standartlar\u0131ndan \u201creputasiya riski\u201dni r\u0259smi olaraq \u00e7\u0131xaracaq yeni bir qayda q\u0259bul etsin. Bu m\u00fch\u00fcm siyas\u0259t d\u0259yi\u015fikliyi bir \u00e7oxlar\u0131 t\u0259r\u0259find\u0259n k\u0259skin t\u0259nqid olunan v\u0259 \u201cOperation Chokepoint 2.0\u201d adland\u0131r\u0131lan m\u00fcbahis\u0259li bir t\u0259cr\u00fcb\u0259y\u0259 son qoymaq m\u0259qs\u0259di da\u015f\u0131y\u0131r. Federal Ehtiyat Sisteminin bu add\u0131m\u0131 bank\u0131n n\u0259zar\u0259t v\u0259 t\u0259nziml\u0259yici t\u0259l\u0259bl\u0259rinin m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259sind\u0259 n\u00fcfuz riski amilind\u0259n potensial sui-istifad\u0259 il\u0259 ba\u011fl\u0131 narahatl\u0131qlar\u0131 aradan qald\u0131rmaq istiqam\u0259tind\u0259 vacib bir add\u0131m kimi qiym\u0259tl\u0259ndirilir.<\/p>\n
\u015e\u00f6hr\u0259t riski anlay\u0131\u015f\u0131n\u0131 n\u0259zar\u0259t standartlar\u0131ndan \u00e7\u0131xarmaqla Federal Ehtiyat banklar\u0131n subyektiv \u015f\u00f6hr\u0259t qiym\u0259tl\u0259ndirm\u0259l\u0259rin\u0259 \u0259saslanaraq m\u00fc\u0259yy\u0259n m\u00fc\u015ft\u0259ril\u0259r\u0259 v\u0259 ya s\u0259nayel\u0259r\u0259 xidm\u0259t g\u00f6st\u0259rm\u0259kd\u0259n \u0259dal\u0259tsiz \u015f\u0259kild\u0259 m\u0259hdudla\u015fd\u0131r\u0131lmamas\u0131n\u0131 t\u0259min etm\u0259yi h\u0259d\u0259fl\u0259yir. T\u0259klif olunan qaydan\u0131n geni\u015f \u0259hat\u0259li n\u0259tic\u0259l\u0259r ver\u0259c\u0259yi g\u00f6zl\u0259nilir, \u00e7\u00fcnki o, m\u00fc\u0259yy\u0259n sektorlar\u0131 v\u0259 m\u00fc\u0259ssis\u0259l\u0259ri \u0259dal\u0259tsiz \u015f\u0259kild\u0259 h\u0259d\u0259f\u0259 almaqla ittiham olunan Operation Chokepoint 2.0 t\u0259cr\u00fcb\u0259sinin t\u0259sirl\u0259rini m\u0259hdudla\u015fd\u0131ra bil\u0259r.<\/p>\n
Federal Ehtiyat Sisteminin t\u0259klifi indi ictimai \u015f\u0259rhl\u0259r \u00fc\u00e7\u00fcn a\u00e7\u0131qd\u0131r v\u0259 maraql\u0131 t\u0259r\u0259fl\u0259r\u0259 t\u0259klif olunan qayda bar\u0259d\u0259 fikirl\u0259rini v\u0259 r\u0259yl\u0259rini b\u00f6l\u00fc\u015fm\u0259k imkan\u0131 yarad\u0131r. Bu add\u0131m bank sektorunda daha y\u00fcks\u0259k \u015f\u0259ffafl\u0131q v\u0259 hesabatl\u0131l\u0131\u011f\u0131 t\u0259\u015fviq etm\u0259k, h\u0259m\u00e7inin banklar\u0131n art\u0131q t\u0259nziml\u0259yici n\u0259zar\u0259t qorxusu olmadan geni\u015f m\u00fc\u015ft\u0259ri k\u00fctl\u0259sin\u0259 xidm\u0259t g\u00f6st\u0259rm\u0259sini t\u0259min etm\u0259k bax\u0131m\u0131ndan m\u00fch\u00fcm bir add\u0131m kimi qiym\u0259tl\u0259ndirilir.<\/p>\n
Chokepoint 2.0 \u0259m\u0259liyyat\u0131 \u0259traf\u0131ndak\u0131 m\u00fcbahis\u0259 bir m\u00fcdd\u0259tdir davam edir; t\u0259nqid\u00e7il\u0259r iddia edirl\u0259r ki, bu t\u0259cr\u00fcb\u0259 b\u0259zi s\u0259naye sah\u0259l\u0259ri v\u0259 m\u00fc\u0259ssis\u0259l\u0259r \u00fc\u00e7\u00fcn bank xidm\u0259tl\u0259rin\u0259 \u00e7\u0131x\u0131\u015f\u0131 \u0259dal\u0259tsiz \u015f\u0259kild\u0259 m\u0259hdudla\u015fd\u0131rmaq \u00fc\u00e7\u00fcn istifad\u0259 olunub. Federal Ehtiyat\u0131n t\u0259klif etdiyi qayda is\u0259 bu narahatl\u0131qlar\u0131 aradan qald\u0131rmaq v\u0259 bank xidm\u0259tl\u0259rin\u0259 \u00e7\u0131x\u0131\u015f axtaran b\u00fct\u00fcn m\u00fc\u0259ssis\u0259 v\u0259 f\u0259rdl\u0259r \u00fc\u00e7\u00fcn daha b\u0259rab\u0259r \u015f\u0259rait yaratmaq potensial\u0131na malik oldu\u011fundan, m\u00fcsb\u0259t inki\u015faf kimi q\u0259bul edilir.<\/p>\n
T\u0259klif olunan qayda t\u0259nziml\u0259yici prosesd\u0259n ke\u00e7dikc\u0259, ehtimal ki, ciddi yoxlama v\u0259 m\u00fczakir\u0259l\u0259r\u0259 m\u0259ruz qalacaq. Federal Rezervin bu t\u0259klifl\u0259 ba\u011fl\u0131 ictimai r\u0259y toplamaq q\u0259rar\u0131 onun \u015f\u0259ffafl\u0131q v\u0259 hesabatl\u0131l\u0131q \u00f6hd\u0259liyini \u0259ks etdirir v\u0259 maraql\u0131 t\u0259r\u0259fl\u0259r\u0259 yekun n\u0259tic\u0259ni formala\u015fd\u0131rmaq imkan\u0131 yarad\u0131r. T\u0259klif olunan qayda il\u0259 Federal Rezerv Operation Chokepoint 2.0 \u0259traf\u0131ndak\u0131 narahatl\u0131qlar\u0131 aradan qald\u0131rmaq v\u0259 daha inkl\u00fcziv v\u0259 \u0259dal\u0259tli bank sistemi t\u0259\u015fviq etm\u0259k istiqam\u0259tind\u0259 m\u00fch\u00fcm add\u0131m at\u0131r.<\/p>\n
Federal Ehtiyat Sisteminin bank n\u0259zar\u0259ti standartlar\u0131ndan n\u00fcfuz riskini \u00e7\u0131xarmaq t\u0259klifidir. Bu, bank sektoru v\u0259 daha geni\u015f iqtisadiyyat \u00fc\u00e7\u00fcn uzaqg\u00f6r\u0259n n\u0259tic\u0259l\u0259ri olan m\u00fcr\u0259kk\u0259b m\u0259s\u0259l\u0259dir. Buna g\u00f6r\u0259 d\u0259 maraql\u0131 t\u0259r\u0259fl\u0259rin ictimai \u015f\u0259rh prosesind\u0259 f\u0259al i\u015ftirak etm\u0259si vacibdir ki, onlar\u0131n s\u0259sl\u0259ri e\u015fidilsin v\u0259 narahatl\u0131qlar\u0131 n\u0259z\u0259r\u0259 al\u0131ns\u0131n. Bel\u0259likl\u0259, onlar t\u0259klif olunan qaydan\u0131n yekun n\u0259tic\u0259sinin formala\u015fmas\u0131na k\u00f6m\u0259k ed\u0259 v\u0259 daha \u015f\u0259ffaf, m\u0259suliyy\u0259tli v\u0259 inkl\u00fcziv bank sistemi yarad\u0131lmas\u0131na t\u00f6hf\u0259 ver\u0259 bil\u0259rl\u0259r.<\/p>\n
T\u0259klif olunan qayda Chokepoint 2.0 \u0259m\u0259liyyat\u0131 \u0259traf\u0131nda davam ed\u0259n m\u00fczakir\u0259l\u0259rd\u0259 v\u0259 onun bank sektoruna v\u0259 daha geni\u015f iqtisadiyyata potensial t\u0259sirind\u0259 m\u00fch\u00fcm inki\u015fafd\u0131r. \u0130ctimai \u015f\u0259rh prosesi ba\u015flad\u0131\u011f\u0131 zaman, geni\u015f spektrli maraql\u0131 t\u0259r\u0259fl\u0259rin t\u0259klif\u0259 dair fikirl\u0259rini b\u00f6l\u00fc\u015f\u0259r\u0259k bank n\u0259zar\u0259t standartlar\u0131ndan n\u00fcfuz riskinin aradan qald\u0131r\u0131lmas\u0131n\u0131n potensial faydalar\u0131 v\u0259 m\u0259nfi c\u0259h\u0259tl\u0259ri bar\u0259d\u0259 r\u0259y bildirm\u0259si g\u00f6zl\u0259nilir. Federal Ehtiyat Sisteminin t\u0259klifl\u0259 ba\u011fl\u0131 ictimai r\u0259y toplamaq q\u0259rar\u0131 \u015f\u0259ffafl\u0131q v\u0259 hesabatl\u0131l\u0131\u011fa sadiqliyini g\u00f6st\u0259rir v\u0259 maraql\u0131 t\u0259r\u0259fl\u0259r\u0259 t\u0259klif olunan qaydan\u0131n yekun n\u0259tic\u0259sini formala\u015fd\u0131rmaq imkan\u0131 yarad\u0131r. <\/p>\n
Fed bank n\u0259zar\u0259ti standartlar\u0131nda \u201creputasiya riski\u201dni amil kimi aradan qald\u0131rmaq \u00fc\u00e7\u00fcn add\u0131m at\u0131r; t\u0259nqid\u00e7il\u0259rin \"\u018fm\u0259liyyat Chokepoint 2.0\" adland\u0131rd\u0131\u011f\u0131 m\u00fcbahis\u0259li t\u0259cr\u00fcb\u0259ni sona \u00e7atd\u0131rma\u011f\u0131 h\u0259d\u0259fl\u0259y\u0259n bu d\u0259yi\u015fiklik bank sektorunda daha y\u00fcks\u0259k \u015f\u0259ffafl\u0131q v\u0259 hesabatl\u0131l\u0131\u011f\u0131 t\u0259\u015fviq etm\u0259k istiqam\u0259tind\u0259 apar\u0131lan davaml\u0131 s\u0259yl\u0259rd\u0259 m\u00fch\u00fcm ir\u0259lil\u0259yi\u015fdir. \u0130ndi ictimai \u015f\u0259rhl\u0259r \u00fc\u00e7\u00fcn a\u00e7\u0131q olan t\u0259klif olunan qayda reputasiya riskinin potensial sui-istifad\u0259si il\u0259 ba\u011fl\u0131 narahatl\u0131qlar\u0131 aradan qald\u0131rmaq v\u0259 bank xidm\u0259tl\u0259rin\u0259 \u00e7\u0131x\u0131\u015f axtaran b\u00fct\u00fcn m\u00fc\u0259ssis\u0259 v\u0259 f\u0259rdl\u0259r \u00fc\u00e7\u00fcn daha b\u0259rab\u0259r \u015f\u0259rait yaratmaq potensial\u0131na malikdir. T\u0259klif olunan qayda t\u0259nziml\u0259yici prosesd\u0259n ke\u00e7dikc\u0259, ehtimal ki, ciddi yoxlama v\u0259 m\u00fczakir\u0259l\u0259r\u0259 m\u0259ruz qalacaq v\u0259 maraql\u0131 t\u0259r\u0259fl\u0259r ictimai \u015f\u0259rh prosesind\u0259 f\u0259al i\u015ftirak etm\u0259y\u0259 t\u0259\u015fviq olunur ki, onlar\u0131n s\u0259sl\u0259ri e\u015fidilsin v\u0259 narahatl\u0131qlar\u0131 n\u0259z\u0259r\u0259 al\u0131ns\u0131n.<\/p>","protected":false},"excerpt":{"rendered":"
In a noteworthy development, the Federal Reserve Board of Governors has announced a proposal, dated February 23, to introduce a new rule that would officially strike “reputation risk” from its bank supervision standards. This significant shift in policy is intended to bring an end to a contentious practice that has been vehemently criticized by many, who have dubbed it “Operation Chokepoint 2.0.” The Federal Reserve’s move is seen as a crucial step towards addressing concerns surrounding the potential misuse of reputation risk as a factor in determining a bank’s supervision and regulatory requirements. By removing reputation risk from its supervision standards, the Federal Reserve aims to ensure that banks are not unfairly restricted from providing services to certain customers or industries, based on subjective assessments of their reputation. The proposed rule is expected to have far-reaching implications, as it could potentially curtail the effects of Operation Chokepoint 2.0, a practice that has been accused of unfairly targeting certain sectors and businesses. The Federal Reserve’s proposal is now open for public comment, providing an opportunity for stakeholders to share their thoughts and opinions on the proposed rule. The move is seen as a significant step towards promoting greater transparency and accountability …<\/p>","protected":false},"author":1,"featured_media":2399,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[213,37],"tags":[],"class_list":["post-2400","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-federal-reserve","category-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/posts\/2400","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/comments?post=2400"}],"version-history":[{"count":0,"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/posts\/2400\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/media\/2399"}],"wp:attachment":[{"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/media?parent=2400"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/categories?post=2400"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chaincapital.news\/az\/wp-json\/wp\/v2\/tags?post=2400"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}